By: Dylan Brachna
Jan. 22, 2026
The Indiana Hoosiers bring home their first National Championship to Bloomington after toppling the Miami Hurricanes 21-27 on Monday, January 20, 2026, in Miami, Florida, in Hard Rock Stadium. Curt Cignitti led the Hoosiers to the first 16-0 season since the 1894 Yale Bulldogs, in just his second season as head coach. Cignitti now has an overall record of 27 wins and two losses over his tenure thus far.
The game started off slowly with only 10 points scored in the first half, all favored in Indiana’s way. Coming out of the locker room, Miami seemed to have a spark in them as they scored with 11:06 remaining in the third quarter via a Mark Fletcher Jr. 57-yard touchdown run. But just as Miami started to gain that momentum, a blocked punt by Indiana’s Mikali Kamara was recovered by Isaiah Jones for the Hoosiers touchdown.
The fourth quarter was filled with scoring as Fletcher Jr. found the end zone once again, this time from three yards out. The 2025 Heisman Trophy recipient Fernando Mendoza showed some determination and fight that isn’t shown much from quarterbacks in today’s game, as he powered in on a 12-yard quarterback draw the next drive to extend the Hoosiers lead. The next drive, Miami’s Carson Beck throws a 22-yard touchdown pass to Malichi Toney to cut the lead to three with 6:37 left in regulation. The Hoosiers answer with a 35-yard field goal, leaving Miami 1:42 to score a touchdown to seal the game, or to go home empty handed. As the Hurricanes marched down the field, Beck threw a costly interception to Indiana’s Jamari Sharpe with 45 seconds left to play, and the Hoosiers up by six.
As much as the interception from Beck hurt Miami, so did their team stats. Miami totaled seven penalties that cost the Hurricanes 60 yards, they went 3/11 on third down, and they only held the ball for 24 minutes and 32 seconds whilst punting the ball 6 times. Compared to Mendoza’s squad, the Hoosiers had five flags thrown against them for 38 yards, 6/16 on third down, a time of possession of 35 minutes and 28 seconds and only punted five times. If Indiana did not control
the tempo of the game as well as they had, Miami would have walked out of Hard Rock Stadium holding up the trophy.
Some other notable key stats are that Miami had 25 more yards of offense than Indiana and averaged 2.1 yards more per play. Carson Beck outplayed the Heisman winner, going 19/32, 232 yards, one touchdown, and one interception. Mendoza went 16/27 for 186 yards. He also ran the ball seven times for negative eight yards and a touchdown. Miami’s Mark Fletcher Jr. led the team in rushing with 17 carries for 112 yards and two touchdowns. Malachi Toney was the Hurricanes’ leading receiver with 10 catches for 122 yards and a touchdown grab. On the defensive side of the ball, Miami’s defense got to Mendoza 3 times with Akheem Mesidor recording two sacks, and Rueben Bain recording one of his own.
Indiana’s Kaelon Black led the Hoosiers run game with 17 carries and 79 yards. The leading pass catcher for the Hoosiers was Omar Cooper Jr. with five catches for 71 yards. Indiana’s offense did not have much going for it, but they are lucky they had Jamari Sharpe. Sharpe finished the game with six total tackles, five of which being solo, and the game sealing interception. Aiden Fisher also had a huge third down sack late in the first quarter as the Hurricanes were deep in their own territory.
Some key takeaways from this game are that one, this Indiana team was beatable. Miami beat themselves when you look at the big picture. Third down, time of possession, and penalties is what lost Miami this game. Secondly, Indiana’s receivers are incredible. It seemed like no matter what Miami tried, these receivers made back shoulder catches left and right and were creating space all night. No, there was not a lot of production from Indiana’s passing game, but that is simply because Indiana is a run heavy offense, with an absolutely loaded defense and special teams. And my last takeaway from Monday night is that the turnover battle matters more than ever in playoff games. There were two Miami turnovers. One was an Indiana touchdown, and the other was the game sealing interception. Indiana did not turn the ball over and thanks to that, they escaped enemy territory with a win

Photograph by Marta Lavandier/AP
